Working capital loans
Short Term Loans for Long-Term Plans
Put your business ideas into action with a loan between €15 000 and €6 000 000.
Recieve funds in 48 hours
Easy to apply
Flexible repayment options
Ideal for small and developing businesses
Possible Guarantee granted by the Altum
Borrow between €10 000 and €6 000 000
How it works
Apply
Complete our easy online application and send us any supporting documents.
We review your application
We'll assess your needs and company data before making you an offer.
Get your funds
Once approved and pledges are registered, the agreed funds will reach your account within 48hours.
Take your business forward today
PayRay's help and business-oriented attitude helped us to keep on growing at a challenging time.
FAQs
Can I get more than one PayRay loan at a time?
Yes, you can also have both a loan and factoring agreement with us.
What is the minimum amount I can draw?
We provide loans starting from 15,000 EUR.
What type of loan does PayRay offer?
We offer short term loans for companies and farmers from 15,000. For a maximum term of 12 months.
Is a personal guarantee required for a PayRay loan?
It depends of collateral.