To Help Build Better Businesses

At PayRay we saw the difficulties many developing businesses faced when trying to access traditional financing and working capital, so we set out to change things.

Today we offer financing options that are fully flexible. And because we don’t want to hold back anyone’s business ambitions, you’ll get a decision, and the funds in your account within 3 days. So you can get back to doing what you do best.

After receiving our banking license from the European Central Bank, we put together a team of experts in the field of business financing. With experience across a range of industries they are well placed to deliver informed, effective solutions fast.