PayRay, UAB
Privacy policy

consultation and evaluation of needs in order to conclude an agreement with you and to perform our contractual obligations – legal ground of conclusion and performance of an agreement and consent;

conclusion and performance of supply contracts in order to conclude an agreement with you and to perform our contractual obligations – legal ground of conclusion and performance of an agreement;

conclusion and performance of financing agreements - in order to conclude an agreement with you and to perform our contractual obligations – legal ground of conclusion and performance of an agreement;

execution and implementation of security instruments - in order to conclude an agreement with you and to perform our contractual obligations – legal ground of conclusion and performance of agreement;

prevention of money laundering and terrorist financing – in order to implement the anti-money laundering requirements and to establish your possibility to become a customer – legal ground of legal obligation;

credit rating assessment in order to evaluate your creditworthiness and to conclude an agreement with you and to perform our contractual obligations – legal ground of conclusion and performance of an agreement and consent;

direct marketing in order to inform you about our services - legal ground of consent;• selection of job candidates in order to employ you in our company;

video surveillance in order to ensure public order, security, property and rights and freedoms of persons – legal ground of legitimate interest.

your personal data are necessary in order to conclude an agreement with PayRay, UAB and to perform it;

you have given your consent for the processing of your personal data;

your personal data must be processed in order to implement a legal liability;

processing of your personal data is required for the purposes of legitimate interests of PayRay, UAB, such as:

• to defend legitimate interests of PayRay, UAB and use our legal remedies
• to improve the quality of services, ensure the integrity of our activity and conformity of services to your needs;
• to protect assets and health and life of employees and other persons.

general personal data, such as name, surname, personal number, date of birth;

identification data, such as bank account number, bank name;

contact data, such as address, phone number, e-mail;

financial data, such as debts, obligations, credit rating data, data on benefits, income and expenses, social insurance data, information about the real estate, etc.;

economic data, such as position, engagement in an economic or individual activity, work-related data, securities, deposits, information about economic activity, education, information about the debtor for whose obligations the surety is issued, etc.;

demographical data, such as marital status, information about the spouse, number of dependants, citizenship, etc.;

video data recorded using the surveillance system when visiting PayRay, UAB.

requests submitted via internet website - 2 years.

data of factoring and security (surety, guarantee, promissory note) agreements – 10 years as of the expiry of the agreement;

credit rating assessment data – 10 years as of the expiry of the agreement, and where the agreement has not been concluded – 12 months as of the request to conclude the agreement;

data used for the prevention of money laundering and terrorist financing – 10 years;

direct marketing data – 3 years as of the latest opening of a newsletter and 5 years after the date of receipt of the consent;

data of the selection of job candidates – selection period or 1 year, subject to given consent;

video data - 1 month.

credit rating companies such as UAB „Creditinfo Lietuva“ and any other third parties providing analysis of creditworthiness services and its assessment and etc;

companies that provide tools for the fulfilment of the requirements on prevention of money laundering and terrorist financing such as Bureau Van Dijk and similar;

state registers such as VĮ Registrų centras and its administrated registers, VĮ „Regitra” and similar;

state institutions/companies such as State Tax Inspectorate under the Ministry of Finance of the Republic of Lithuania and similar.

State institutions and companies, other institutions that implement functions established under laws, such as Financial Crime Investigation Service, police, courts, arbitrators, other dispute resolution institutions and law enforcement institutions under their requests or on our own initiative following the applicable legal acts;

State Social Insurance Fund Board, State Tax Authority, Centre of Registers, bailiffs, notaries and other state register and institutions;

UAB „Creditinfo Lietuva“ and other institutions providing creditworthiness services;

Companies that provide post, currier and other shipment services;

Service providers such as audit, legal, tax, accounting and employment services;

EU Commission or any other party which acts on behalf of the EU Commission, European Investment Fund (EIF), European Investment Bank or providers of the financing for EIF guarantee;

UAB „Investicijų ir verslo garantijos“;

IT service providers, such as companies providing assistance in administering our website, protect its data and provide services, database software suppliers, providers of database administration services, providers of cloud services, etc.

right to request PayRay, UAB to provide access to the data and rectify or erase them, or restrict the data processing;

right to object to data processing;

right to receive your personal data in a structured, commonly used and machine-readable format (right to data portability);

right to withdraw your consent;

right to file a complaint with the State Data Protection Inspectorate